Compare Home Loan Rates in Sri Lanka
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Coastal Properties
Beachfront homes where the ocean meets your doorstep
120,000+
Properties for sale
55,000+
Rentals
2,400+
Verified agents
25 days
Avg. days on market
What would you like to do?
Make your property decisions smart and informed.
Housing Loan Comparison
Types of Home Loans
Choose the right structure for your situation.
Variable Rate
From 7.0% p.a.
Rate moves with the market.
- Flexible repayments
- Offset account
- Redraw facility
Fixed Rate
From 8.0% p.a.
Locked rate for a set period.
- Repayment certainty
- Easy budgeting
- Rate protection
Split Loan
Customise split
Part variable, part fixed.
- Manage rate risk
- Partial offset
- Flexible structure
Interest Only
From 9.0% p.a.
Pay interest only for an initial period.
- Lower initial payments
- Popular for investors
- Up to 5 yr IO
How to Get a Home Loan
Simple steps from comparison to approval.
Compare Banks
Use our comparison table to find the best rate and monthly payment for your budget.
Apply Online
Click Apply Now on your preferred bank and fill in the simple online application form.
Get Pre-Approved
A specialist reviews your application and contacts you within 24–48 hours.
Buy Your Home
With approval in hand, browse thousands of listings across Sri Lanka.
Ready to Apply?
Choose a bank from the comparison table above and apply in minutes. Our specialists will contact you within 24 hours to guide you through the process.